We Are All Farmers!
Growing up on a farm in Massachusetts, and the youngest of nine, had its share of educational life moments. There were plenty of gifts and lessons. There was work to get done if I liked it or not. Animals had to be fed, cows had to be milked two times a day, haying, and seed planting, nurturing, and harvesting, canning, freezing and proper storing. Even having to share one bathroom with all eleven of us in one house as you can imagine had its challenges yet many lessons were learned about team work and patience.
All these lessons can be applied to our financial world as well. Understanding ones needs, wants and priorities, first and foremost, is a great place to begin. Understanding financial challenges and overcoming those financial challenges to incorporate a simple, powerful and effective financial journey is planting a strong foundation, to be nurtured and harvested, properly stored and maintained for future use.
Working hard is usually the mantra that is commonly heard. Working smarter makes more sense not only on a farm but with financial decisions as well. Maximizing ones wealth should be the goal, not just picking a number to be wished for on a statement in the future that determines a retirement date.
Our financial world can be daunting and confusing. Yet, it is easy to set up an account – set it and forget it- through automatic payroll deductions because it is indeed easy to do. Yet easy isn’t always best. How long did it take for you to learn and be successful in your career, practice or trade?
Education about money is vital in understanding the power of the tool called money. This tool needs to be understood, used properly and efficiently. Just like using a hoe to plow a 5-acre field would be extremely inefficient and of course silly, sometimes we are just as silly and inefficient with our money, not even realizing it. We can lose millions of dollars in our lifetime and our children’s lifetime just by not understanding the tool called money.
There is value and rewards in doing a great job, doing things out of the ordinary, kindness and caring for each other, teamwork and paying it forward. My education includes an AS in secretarial science from Springfield Technical Community College and a BS degree in Business Education from the University of Maine. My training in the services that I provide started 12 years ago and I am blessed and honored that I am able to pay it forward and share my education with you.
Sheila J. Morin